|
* Minimum amount to open account is $25.00
* Minimum balance to earn dividends is $100.00
* Easy access to your money via TellerPhone or Home Branch Plus+
Member Business Term Share Certificates
Short or long-term investments are available for minimum depsosits of $500.00 (regular) and $50,000.00 (jumbo) for various terms.
Member Business Money Market Plus+ Account
This account combines the best in money market features in one complete account designed to provide you with the most value for your savings needs.
* Minimum amount to open account is $2,000.00
* Tiered to allow you to earn higher dividendsas your investment grows
* Minimum deposit to account is $500.00
* Minimum withdrawal from account is $500.00
* Easy access to your money via checks, TellerPhone or Home Branch Plus+
|
|
Member Business Retirement Products
Preferred Planning Associates*, located at Vacationland Federal Credit Union, offers a diverse selection of planning, accumulation, and protection tools that when added to the Credit Union's traditional products and services can help you, or your business design a plan to reach your financial goals. Dave Karikas** offers securities products, including stock and bond accounts and mutural funds through Cambridge Investment Research, Inc.
For businesses, retirement programs such as 401(k)s, SIMPLE IRA's, SEP's, and deferred Compensation Plans are available.
Life insurance, annuity products, and long-term care insurance are provided through a wide variety of highly rated insurance companies throughout the industry. If you would like to contact Dave Karikas, you may call him at 419-625-9025 ext. 1777.
*Non-deposit investment products are not FDIC or NCUA insured, are not obligations of or guaranteed by the credit union, involve risk and may lose value.
**Registered Representative Securities are offered through a non-affiliated company: Cambridge Investment Research, Inc., a Broker/Dealer, Member NASD/SIPC.
| Business Checking Products |
Business Basic
|
Business Plus+ |
|
Minimum Balance
|
$50.00
|
$50.00
|
| Free Transactions per month |
100/then
$.10 each
|
200/then
$.25 each
|
| Deposited Items (each) |
$.10
|
$.10
|
| Monthly Service Charge |
None
|
$10.00
|
| Average Daily Balance Required to Avoid Monthly Service Charge |
N/A
|
$5,000.00
|
| Minimum Average Daily Balance to Earn Dividends |
N/A
|
$2,000.00
|
| Dividend Frequency |
N/A
|
Monthly
|
| Dividend Payment Calculation Method |
N/A
|
Daily Balance Method
|
| Debit MasterCard |
Free
|
Free
|
| Home Branch Plus+ |
Free
|
Free
|
| e-Statements |
Free
|
Free
|
| TellerPhone |
Free
|
Free
|
|
