The following fees may be assessed, and the
following transaction limitations, if any, apply to your account.
EFFECTIVE September 1, 2008 |
| Replace Plastic Card |
$5.00 |
| ATM (non-proprietary per transaction) |
$1.50 |
| Point of Sale per transaction |
$0.50 |
| Draft printing |
Depends on Style |
| Official/Cashier's Check - one per day free |
$1.00 |
| Money Order Fee each |
$1.00 |
| Convenience/Starter Checks - sheet of four |
$1.00 |
| Monthly It's ME 247 Online Banking |
$1.00 (Fee waived with E-Statement) |
| CU*EasyPay |
$4.95 (Fee waived with E-Statement) |
| Returned Deposit Items (per item collected) |
$10.00 |
| Returned Deposit Items (per item uncollected) |
$20.00 |
| Non-Sufficient Funds (per item honored or returned) |
$28.00 |
| Overdraft Privilege Plus+ (per item) |
$28.00 |
| Overdraft from Savings Auto Advance Fee (3 per month) |
$3.00 |
| Personal Line Plus+ Auto Advance |
$3.00 |
| Stop Payment Fee (draft good for 6 months) |
$28.00 |
| Stop Payment Fee (Auto Debit good for 6 months) |
$28.00 |
| Account Activity Printout |
$1.00 |
| Statement Copy |
$3.00 |
| Draft Copy - CU provided |
$3.00 |
| Draft Copy - It's ME 247 Online Banking |
FREE |
| Microfilm Copy |
$5.00 |
| Photo Copy |
$0.25 |
| Facsimile Transmission Fee |
($1.75 first page, $1.00 each add'l page) |
| Safe Deposit Box |
(Annual fee based on box size) |
| Incoming Wire |
$10.00 |
| Domestic Wire (out) |
$15.00 |
| Foreign Wire (out) |
$40.00 |
| Cashing/Depositing Check for non-member |
$5.00 |
| Account re-opening within 12 months |
$25.00 |
| Account closing within 90 days of opening |
$25.00 |
| Garnishment/Tax Levies/Backup Withholding |
$25.00 |
| Monthly Dormant Account* |
$10.00 |
| Locator |
$5.00 |
| VISA Gift Cards |
$3.00 |
| Monthly Minimum Balance** |
$10.00 |
| Monthly Account Maintenance*** |
$2.00 |
| Account Research - per hour |
$30.00 |
| Account Balancing Assistance - per hour |
$30.00 |
| Member Draft Replacement with Official Check |
$5.00
|
*An account is considered dormant if for six (6) months there has been no activity and the minimum daily balance is less than $100.00.
This fee will not be charged if the member has a loan or other deposit service with VLFCU. Custodial accounts will not be charged. |
|
| **A primary share account will be assessed a minimum balance fee if the minimum balance of $25.00 is not maintained for any reason. |
|
| ***A monthly account maintenance fee will be assessed if the aggregate account balance falls below $250.00 at any time throughout the month. This fee will not be charged if the member has a loan or other deposit service with VLFCU. Custodial accounts will not be charged. |
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