Fee Schedule





The following fees may be assessed, and the
following transaction limitations, if any, apply to your account.
EFFECTIVE September 1, 2008
Replace Plastic Card $5.00
ATM (non-proprietary per transaction) $1.50
Point of Sale per transaction $0.50
Draft printing Depends on Style
Official/Cashier's Check - one per day free $1.00
Money Order Fee each $1.00
Convenience/Starter Checks - sheet of four $1.00
Monthly It's ME 247 Online Banking $1.00 (Fee waived with E-Statement)
CU*EasyPay $4.95 (Fee waived with E-Statement)
Returned Deposit Items (per item collected)  $10.00
Returned Deposit Items (per item uncollected) $20.00
Non-Sufficient Funds (per item honored or returned) $28.00
Overdraft Privilege Plus+ (per item) $28.00
Overdraft from Savings Auto Advance Fee (3 per month) $3.00
Personal Line Plus+ Auto Advance $3.00
Stop Payment Fee (draft good for 6 months) $28.00
Stop Payment Fee (Auto Debit good for 6 months) $28.00
Account Activity Printout $1.00
Statement Copy $3.00
Draft Copy - CU provided $3.00
Draft Copy - It's ME 247 Online Banking FREE
Microfilm Copy $5.00
Photo Copy $0.25
Facsimile Transmission Fee ($1.75 first page, $1.00 each add'l page)
Safe Deposit Box (Annual fee based on box size)
Incoming Wire $10.00
Domestic Wire (out) $15.00
Foreign Wire (out) $40.00
Cashing/Depositing Check for non-member $5.00
Account re-opening within 12 months $25.00
Account closing within 90 days of opening $25.00
Garnishment/Tax Levies/Backup Withholding $25.00
Monthly Dormant Account* $10.00
Locator $5.00
VISA Gift Cards $3.00
Monthly Minimum Balance** $10.00
Monthly Account Maintenance*** $2.00
Account Research - per hour $30.00
Account Balancing Assistance - per hour $30.00
Member Draft Replacement with Official Check

$5.00

*An account is considered dormant if for six (6) months there has been no activity and the minimum daily balance is less than $100.00.
This fee will not be charged if the member has a loan or other deposit service with VLFCU. Custodial accounts will not be charged.
 
**A primary share account will be assessed a minimum balance fee if the minimum balance of $25.00 is not maintained for any reason.  
***A monthly account maintenance fee will be assessed if the aggregate account balance falls below $250.00 at any time throughout the month. This fee will not be charged if the member has a loan or other deposit service with VLFCU. Custodial accounts will not be charged.  

Contact a Member Service Representative for more information.

419.625.9025 | 800.691.9299 | inquiry@vlfcu.org

 

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